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Property insurance

Preserve the value of the property you have patiently created over the years. The warmth of home is our safe haven from everyday work responsibilities, but is it really safe? We often wonder if we turned off the lights or electrical appliances before going out, are the electrical and plumbing fixtures well installed or maybe old? In the event of major home damage caused by an accident, can we afford to quickly provide a new home for our family or renovate it? And are our neighbors in the building equally conscientious and responsible? These are awkward questions that often give us a lot of worries, especially when we are temporarily away from home (on a weekend, vacation or similar).

Property insurance allows you to get rid of worries about the security of your home through the insurance policy that you can get in Stopanska Banka under extremely favorable conditions and with prices starting from around MKD 1,500 per year for household insurance for an average residential facility.  In addition to the standard insurance coverage, you can insure the property (apartment, house, cottage, etc.) against other risks such as theft, robbery, lightning strike and etc.

If you are wondering why every family needs Property Insurance, try to answer the following questions:

  • How much does the home we live in cost and can we quickly provide another in case of an adverse event?
  • Is MKD 1,500 too much for household insurance for an average home?
  • What troubles can damage our home (a flat / house)?
  • What is the amount of savings we can activate in the event of a major disaster?
  • Who takes care of our home while we are on vacation or on the road?
  • Do you know that on average every 7 hours in Skopje there is a burglary in someone's home? How many thefts have occurred in your neighborhood / city in the last few months?

You can obtain information calculation for the annual premium (rate) for insurance of your household in any of the branches of the Bank as well as 24/7 on the Contact Center phone (02) 3100 109, where you can also buy a property insurance policy, by choosing some of the household insurance packages: basic, standard and premium.

The link lists an overview of the best-selling household insurance packages that are customized and available to everyone.

When buying Property Insurance you can make use of the discount of MKD 400 or 600, which is granted by the Bank if you have previously taken a consumer loan from the Bank in an accident insurance package, which can be used to buy other insurance with a minimum price from MKD 3,000.

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