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MasterCard TOPSI

Card info

Card info

  • Free debit card intended for young clients up to 28 years of age
  • International contactless credit card connected to the denar transaction account
  • Free of charge payments within the trade network
  • 3D-Secure standard for SAFE online purchasing
  • Free of charge for SB ATMs and over-the-counter (OTC) cash withdrawals
  • The holders of MasterCard TOPSI card are entitled to exclusive discounts at certain trade partners
  • Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link – alokredit.mk
  • Adult citizens of the Republic of North Macedonia younger than 28

Use

  • Payments within the trade network and ATMs and over-the-counter (OTC) cash withdrawals
  • Monitoring and managing the account via the SB e-banking service
  • Can be used in the country and abroad
  • Can be used for internet payments with the highest protection level
  • No PIN required for contactless payments within the trade network up to 2.000 MKD

Limits

  • Maximum amount per transaction within the country and abroad up to 150,000 MKD
  • Cumulative monthly  transaction amount  within trade network in the country and abroad up to 300,000 MKD
  • Daily ATM cash withdrawal limit up to 60,000 MKD in the country and abroad
  • Should you require limit increase please contact the Contact Centre on 3100-109.

Membership fee

  • Annual membership fee in the amount of 150 MKD
  • Annual membership fee  free of charge for clients under 28
  • For clients over 28 – a membership fee in the amount of 150 MKD for the first year, later there is a possibility to be exempted from paying the fee provided that the realized transactions within a year exceed 30,000 MKD  
  • 0 MKD – membership fee (without a membership) for an additional card.
  • Issuance of additional card free of charge
  • 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card) 

Fees and other charges

  • SB ATMs cash withdrawal FREE OF CHARGE
  • A fee in the amount of 20 MKD shall be charged for SB over-the-counter (OTC) cash withdrawal
  • A fee in the amount of 100 MKD + 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs cash withdrawals in the Republic of North Macedonia.
  • A fee in the amount of 150 MKD +2% of the amount withdrawn shall be charged to the denar account for cash withdrawal abroad
  • A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
  • A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
  • A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname

A fee in the amount of 1,000 MKD shall be charged to the Denar account for a card retained in an ATM abroad.

Documents

  • Personally filled-in and signed application form for MasterCard TOPSI debit card
  • Valid ID
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Faq

24 hours CONTACT CENTER

For further information, please contact