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MasterCard Debit

Card info

Card description

  • International contactless credit card connected to the denar transaction account
  • Possibility to split the transactions up to 36 interest-free instalments
  • Monthly repayment of 3% of the total debt
  • 45-day interest free grace period for full debt settlement
  • Maximum credit limit of 300,000 MKD, depending on the client’s income
  • Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link mk
  • Free travel insurance with 20-day coverage and 365-day validity period

Use

  • Free of charge payments within the trade network
  • Monitoring and managing the account via the SB e-banking service
  • ATMs and over-the-counter (OTC) cash withdrawals under the most favourable terms and conditions
  • Can be used in the country and abroad
  • Can be used for internet payments with the highest protection level - 3D-Secure standard for SAFE online purchasing
  • No PIN required for contactless payments within the trade network up to 2.000 MKD

Limits

  • Maximum amount per transaction within the country and abroad up to 150,000 MKD
  • Cumulative monthly transaction amount  within trade network in the country and abroad up to 300,000 MKD
  • Daily ATM cash withdrawal limit up to 30,000 MKD in the country and abroad
  • Should you require limit increase please contact the Contact Centre on 3100-109.

Membership fees and charges

  • Annual membership fee in the amount of 150 MKD
  • Card issuance fee in the amount of 150 MKD for the first year, then the card is free of charge for clients under 28
  • For clients over 28 – free of charge for the first year, later there is a possibility to be exempted from paying the fee provided that the realized transactions within a year exceed 30,000 MKD
  • 0 MKD – membership fee (without a membership) for an additional card.
  • 300 MKD one-time charge for issuance of additional card,
  • 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card)

Other charges

  • A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
  • A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
  • A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname
  • A fee in the amount of 1,000 MKD shall be charged to the denar account for a card retained in an ATM abroad.
  • SB ATMs and over-the-counter (OTC) cash withdrawal FREE OF CHARGE
  • A fee in the amount of 100 MKD + 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs cash withdrawals in the Republic of North Macedonia.
  • A fee in the amount of 150 MKD +2% of the amount withdrawn shall be charged to the denar account for cash withdrawal abroad
  • The daily limit for cash withdrawal is 60,000 MKD (subject to one-time change, upon a client’s request)

Documents

Documents

  • Filled-in application form  
  • Valid ID
  • Other documentation requested by the bank
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Faq

24 hours CONTACT CENTER

For further information, please contact