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About the product


  • 4 month time deposit with progressive increase of interest for each subsequent month within the deposit term
  • Individuals, residents and non-residents
  • 4 months deposit term
  • Currency MKD
  • Minimum amount of investment MKD 35,000
  • Payment method: at the end of the term.


  • Attractive interest rates for a relatively short deposit term
  • Guaranteed interest rates for the entire deposit term
  • Safe and stable bank, trusted bank
  • Checking the balance using alternative channels


  • The holder of the deposit account may authorize another adult person to operate the account. The authorization may be issued at the time of opening of the deposit account or at any time afterward.

Policy of automatic renewal and cancellation

  • The deposit (principal) is automatically renewed under the terms and conditions valid at the date of renewal. The customer may withdraw the funds at any time, in accordance with the policy of early withdrawal of the deposit
  • The depositor may also terminate the agreement prior to the expiration of the deposit term, whereby SB shall calculate and pay sight interest for the period from the opening of the time deposit or its renewal until the moment of early termination of the agreement.

Interest rates

Calculation and payment of interest

  • Interest rates increase progressively every subsequent month within the deposit term.
  • Interest is calculated and paid to the customer's account at the end of the deposit term.
  • The customer may withdraw the deposit and the accrued interest on the maturity date of the deposit (calendar day).

Current interest rates are available at the following link.


  • When opening an account, the customer presents a valid identification document (ID card or passport)
  • After opening the account the customer receives:
    • Deposit account agreement and
    • A passbook at customer's request



For further information, please contact

Веб-страницата на Стопанска банка АД - Скопје користи „колачиња“ кои собираат податоци за корисниците. Овие податоци помагаат на Банката да обезбеди подобро корисничко искуство, како и подобра функционалност на услугите и веб-страницата. Со одбирање на опцијата „Ги прифаќам сите колачиња“ давате согласност за начинот на кој ги користиме „колачињата“. За други опции, одете во „Поставки за колачиња“. Дополнително, користењето на веб-страницата на СБ не е условена од прифаќањето на колачињата иако на тој начин одредени процеси може да не бидат технички оптимизирани за вашето лично корисничко искуство.