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About the product


  • Time deposit suitable for short term savings and higher interest yield depending on the amount of the deposit
  • Individuals, residents and non-residents
  • Deposit term 3 and 6 months
  • Currency EUR
  • Minimum investment amount EUR 1,000
  • Method of interest payment
    • Anticipatory - payment of interest at the time of making the deposit of funds or
    • Discursive - payment of interest upon expiry of the deposit term


  • Interest rates that increase progressively depending on the amount of your deposit
  • Attractive interest rates for higher amounts of investment
  • Guaranteed interest rates for the entire deposit term
  • Safe and stable bank, trusted bank
  • Checking the balance using i-bank channels


  • The holder of the deposit account may authorize another adult person to operate the account. The authorization may be issued at the time of opening of the deposit account or at any time afterward.

Policy of automatic renewal and cancellation

  • The deposit is renewed under the terms and conditions valid at the date of renewal. The customer may withdraw the funds at any time, in accordance with the policy of early withdrawal of the deposit
  • The depositor may also terminate the agreement prior to the expiration of the deposit term, whereby SB shall calculate and pay sight interest for the period from the opening of the time deposit or its renewal until the moment of early termination of the agreement.

Interest rates

Annual interest rates, guaranteed for the entire term of the deposit

Calculation and payment of interest depending on customer's choice

  • At the time of opening the time deposit, calculated and paid at the time of opening the time deposit and transferred to the account designated by the customer from which the interest paid may be withdrawn.
  • Interest at the end of the term, calculated and paid at the end of the deposit term and transferred to the account designated by the customer from which interest may be withdrawn

Current interest rates are available at the following link.


  • When opening an account, the customer presents a valid identification document (ID card or passport)
  • After opening the account the customer receives:
    • Deposit account agreement and
    • A passbook at customer's request



For further information, please contact

Веб-страницата на Стопанска банка АД - Скопје користи „колачиња“ кои собираат податоци за корисниците. Овие податоци помагаат на Банката да обезбеди подобро корисничко искуство, како и подобра функционалност на услугите и веб-страницата. Со одбирање на опцијата „Ги прифаќам сите колачиња“ давате согласност за начинот на кој ги користиме „колачињата“. За други опции, одете во „Поставки за колачиња“. Дополнително, користењето на веб-страницата на СБ не е условена од прифаќањето на колачињата иако на тој начин одредени процеси може да не бидат технички оптимизирани за вашето лично корисничко искуство.