Debit Cards
VISA Classic
VISA Classic
Card info
Card info
- International contactless debit card connected to the denar transaction account
- Free of charge payments within the trade network
- 3D-Secure standard for SAFE online purchasing
- Free of charge for SB ATMs and over-the-counter (OTC) cash withdrawals
- Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link mk
Use
- Free of charge payments within the trade network
- Can be used in the country and abroad
- Can be used for internet payments with the highest protection level - 3D-Secure standard for SAFE online purchasing
- No PIN required for contactless payments within the trade network up to 2.000 MKD
- Adult citizens of the Republic of North Macedonia
Limits
- Maximum amount per transaction within the country and abroad up to 150,000 MKD
- Cumulative monthly transaction amount within trade network in the country and abroad up to 300,000 MKD
- Daily ATM cash withdrawal limit up to 60,000 MKD in the country and abroad
- The maximum number of contactless transactions without entering a pin code during the day is 10 transactions. After exceeding this limit, the transaction should be performed by contact - by inserting the card into the POS terminal and entering the pin code from the card.
- Possibility to set and manage transaction limits and block/unblock payment cards through e-banking/m-banking of Stopanska banka
- Should you require limit increase please contact the Contact Centre on 3100-109.
Membership fees and charges
- Annual membership fee in the amount of 150 MKD
- Card issuance fee in the amount of 150 MKD for the first year, then the card is free of charge for clients under 28
- For clients over 28 – free of charge for the first year, later there is a possibility to be exempted from paying the fee provided that the realized transactions within a year exceed 30,000 MKD
- 0 MKD – membership fee (without a membership) for an additional card.
- 300 MKD one-time charge for issuance of additional card,
- 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card)
Other charges
- A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
- A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
- A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname
- A fee in the amount of 1,000 MKD shall be charged to the denar account for a card retained in an ATM abroad.
- SB ATMs and over-the-counter (OTC) cash withdrawal FREE OF CHARGE
- A fee in the amount of 100 MKD + 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs cash withdrawals in the Republic of North Macedonia.
- A fee in the amount of 150 MKD +2% of the amount withdrawn shall be charged to the denar account for cash withdrawal abroad
- The daily limit for cash withdrawal is 60,000 MKD (subject to one-time change, upon a client’s request)
Documents
Documents
- Filled-in application form
- Valid ID
- Other documentation requested by the bank
