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VISA Classic

Card info

Card info

  • International contactless debit card connected to the denar transaction account
  • Free of charge payments within the trade network
  • 3D-Secure standard for SAFE online purchasing
  • Free of charge for SB ATMs and over-the-counter (OTC) cash withdrawals
  • Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link mk

Use

  • Free of charge payments within the trade network
  • Can be used in the country and abroad
  • Can be used for internet payments with the highest protection level - 3D-Secure standard for SAFE online purchasing
  • No PIN required for contactless payments within the trade network up to 2.000 MKD
  • Adult citizens of the Republic of North Macedonia

Limits

  • Maximum amount per transaction within the country and abroad up to 150,000 MKD
  • Cumulative monthly transaction amount  within trade network in the country and abroad up to 300,000 MKD
  • Daily ATM cash withdrawal limit up to 60,000 MKD in the country and abroad
  • The maximum number of contactless transactions without entering a pin code during the day is 10 transactions. After exceeding this limit, the transaction should be performed by contact - by inserting the card into the POS terminal and entering the pin code from the card.
  • Possibility to set and manage transaction limits and block/unblock payment cards through e-banking/m-banking of Stopanska banka
  • Should you require limit increase please contact the Contact Centre on 3100-109.

Membership fees and charges

  • Annual membership fee in the amount of 150 MKD
  • Card issuance fee in the amount of 150 MKD for the first year, then the card is free of charge for clients under 28
  • For clients over 28 – free of charge for the first year, later there is a possibility to be exempted from paying the fee provided that the realized transactions within a year exceed 30,000 MKD
  • 0 MKD – membership fee (without a membership) for an additional card.
  • 300 MKD one-time charge for issuance of additional card,
  • 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card)

Other charges

  • A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
  • A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
  • A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname
  • A fee in the amount of 1,000 MKD shall be charged to the denar account for a card retained in an ATM abroad.
  • SB ATMs and over-the-counter (OTC) cash withdrawal FREE OF CHARGE
  • A fee in the amount of 100 MKD + 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs cash withdrawals in the Republic of North Macedonia.
  • A fee in the amount of 150 MKD +2% of the amount withdrawn shall be charged to the denar account for cash withdrawal abroad
  • The daily limit for cash withdrawal is 60,000 MKD (subject to one-time change, upon a client’s request)

Documents

Documents

  • Filled-in application form  
  • Valid ID
  • Other documentation requested by the bank
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Faq

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Веб-страницата на Стопанска банка АД - Скопје користи „колачиња“ кои собираат податоци за корисниците. Овие податоци помагаат на Банката да обезбеди подобро корисничко искуство, како и подобра функционалност на услугите и веб-страницата. Со одбирање на опцијата „Ги прифаќам сите колачиња“ давате согласност за начинот на кој ги користиме „колачињата“. За други опции, одете во „Поставки за колачиња“. Дополнително, користењето на веб-страницата на СБ не е условена од прифаќањето на колачињата иако на тој начин одредени процеси може да не бидат технички оптимизирани за вашето лично корисничко искуство.