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VISA Gold

Card info

Card info

  • International contactless debit card connected to 2 accounts - denar and euro account
  • Free of charge payments within the trade network
  • 3D-Secure standard for SAFE online purchasing
  • The holders of VisaGold debit card are entitled to certain benefits at the counters for serving premium clients available at Aluminka, Vero, GTC, Jane Sandanski, Majka Tereza and Mladina
  • No charge for SB ATMs cash withdrawals
  • Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link alokredit.mk
  • Visa Gold is part of Golden Club, benefit package and discounts for Visa Gold card holders. For more information, please visit stb.com.mk/goldenclub
  • Visa Gold card is also part of the premium users family for which Visa International provides special package of international discounts and benefits. For more information, please visit http://www.visapremium.com/

Use

  • Free of charge payments within the trade network
  • Monitoring and managing the account via the SB e-banking service
  • Can be used in the country and abroad
  • Can be used for internet payments with the highest protection level - 3D-Secure standard for SAFE online purchasing
  • No PIN required for contactless payments within the trade network up to 2.000 MKD

Limits

  • Maximum amount per transaction within the country and abroad up to 250,000 MKD from denar account and 4,000 EUR from euro account
  • Cumulative monthly transaction amount  within trade network in the country and abroad up to 600,000 MKD from denar account and 9,750 EUR from euro account
  • Daily ATM cash withdrawal limit up to 60,000 MKD in the country and abroad
  • Should you require limit increase please contact the Contact Centre on 3100-109.

Membership fee

  • Annual membership fee in the amount of 1,500 MKD
  • 0 MKD membership fee with realized transactions exceeding 200,000 MKD within a year
  • 600 MKD membership fee with realized transactions exceeding 100,000 MKD within a year
  • 0 membership fee for SB Exclusive clients
  • 0 MKD membership fee for SB Visa Gold holders
  • 0 MKD – membership fee (without a membership) for an additional card.
  • Issuance of additional card free of charge
  • 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card)

Fees and other charges

  • SB ATMs cash withdrawal FREE OF CHARGE
  • A fee in the amount of 20 MKD shall be charged for SB over-the-counter (OTC) cash withdrawal
  • A fee in the amount of 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs and over-the-counter (OTC) cash withdrawals in the Republic of North Macedonia and abroad.
  • A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
  • A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
  • A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname
  • A fee in the amount of 1,000 MKD shall be charged to the Denar account for a card retained in an ATM abroad.

Criteria and documents

Criteria

  • Individuals, citizens of the Republic of North Macedonia
  • Adults  aged 18 +
  • Sufficient funds on the denar account for collection of the annual membership fee   

Documents

  • Personally filled-in and signed application form for Visa Gold Debit card
  • Valid ID
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Faq

24 hours CONTACT CENTER

For further information, please contact