30.1.2026

Financial Results for 2025

Stopanska Banka closed 2025 with solid financial results and continued progress in its transformation agenda.

Based on the unaudited financial results published today on the Stock Exchange, Stopanska Banka achieved profit before provisions and taxes of EUR 84.5m, reflecting resilient core performance in a year of overall challenging economic domestic and global environment. Total assets grew by 9.1%, driven by strong organic deposit growth of 10%. Lending also expanded by 10% across both retail and corporate segments, reaffirming the Bank’s commitment to supporting the real economy.
The RoE for 2025 reached 11.7% and RoA 2.2%. Stopanska Banka remains well capitalized, with total equity of EUR 466m, and maintains strong liquidity position with a Loan-to-Deposit ratio of 91%, underscoring that the Bank’s funding potential continues to be effectively channeled into lending that supports the economy.

Throughout 2025, the Bank successfully completed the first year of its intensive transformation program, focusing on modernization, digitalization, and operational efficiency - an effort that will continue in the coming years to position the Bank for a sustainable and prosperous future. The transformation was accompanied by organizational and managerial enhancements. The Board of Directors now consists of seven members, covering all business lines, strengthening governance, execution capacity, and accountability.

Supported by the strength of NBG Group, Stopanska Banka leverages shared expertise, best practices, and significant investments to advance its transformation, while ensuring continuity, prudent risk management, and constantly improving customer services.