28.1.2026

Emilija Stojanova Ivanovska, PhD - Appointed New Chief Risk Officer and BoD Member

Stopanska Banka is pleased to announce that, upon obtaining the appropriate licenses, a new BoD member has been appointed Emilija Stojanova Ivanovska, PhD — to the position of Chief Risk Officer.

Ms. Stojanova Ivanovska is a seasoned banking professional with two decades of experience at the Bank, including 15 years in managerial positions. She possesses deep analytical and strategic expertise in credit risk management, credit portfolio quality management and collections, as well as in liquidity and market risk management.

Throughout her career, she has led key projects in the field of risk, including the development and enhancement of credit assessment models, the development of risk management policies, and participation in numerous Bank committees.

Ms. Emilija Stojanova Ivanovska holds a PhD in Economics with a specialization in credit risk management through the application of econometrics and statistical methods and models. She is an active participant in professional and academic forums, a panelist at conferences, and a guest speaker at several higher education institutions. With many years of participation in the Credit Committees and the Risk Management Committee, as well as active involvement in the Risk Commission of the MBA, she has established strong professional credibility and recognized expertise in the banking sector.

With this appointment, Stopanska Banka reaffirms its commitment to strong corporate governance, a robust risk management system, and the application of the highest standards in its operations.