Debit Cards
MasterCard TOPSI
MasterCard TOPSI
Card info
Card info
- Free debit card intended for young clients up to 28 years of age
- International contactless credit card connected to the denar transaction account
- Free of charge payments within the trade network
- 3D-Secure standard for SAFE online purchasing
- No commission for withdrawing cash from ATMs in the Stopanska banka network
- The holders of MasterCard TOPSI card are entitled to exclusive discounts at certain trade partners
- Fast and simple application procedure in any SB branch, on phone No. 15-110 or at the following link – www.alokredit.mk
- Adult citizens of the Republic of North Macedonia younger than 28
Use
- Payments within the trade network and ATMs and over-the-counter (OTC) cash withdrawals
- Monitoring and managing the account via the SB e-banking service
- Can be used in the country and abroad
- Can be used for internet payments with the highest protection level
- No PIN required for contactless payments within the trade network up to 2.000 MKD
Limits
- Maximum amount per transaction within the country and abroad up to 150,000 MKD
- Cumulative monthly transaction amount within trade network in the country and abroad up to 300,000 MKD
- Daily ATM cash withdrawal limit up to 60,000 MKD in the country and abroad
- The maximum number of contactless transactions without entering a pin code during the day is 10 transactions. After exceeding this limit, the transaction should be performed by contact - by inserting the card into the POS terminal and entering the pin code from the card.
- Should you require limit increase please contact the Contact Centre on 3100-109.
Membership fee
- Annual membership fee in the amount of 150 MKD
- Annual membership fee free of charge for clients under 28
- For clients over 28 – a membership fee in the amount of 150 MKD for the first year, later there is a possibility to be exempted from paying the fee provided that the realized transactions within a year exceed 30,000 MKD
- 0 MKD – membership fee (without a membership) for an additional card.
- Issuance of additional card free of charge
- 90 MKD charge for a renewal of a card (one-time fee charge in 5 years upon issuing a new card)
Fees and other charges
- SB ATMs cash withdrawal FREE OF CHARGE
- A fee in the amount of 20 MKD shall be charged for SB over-the-counter (OTC) cash withdrawal
- A fee in the amount of 100 MKD + 2% of the amount withdrawn shall be charged to the denar account for other banks ATMs cash withdrawals in the Republic of North Macedonia.
- A fee in the amount of 150 MKD +2% of the amount withdrawn shall be charged to the denar account for cash withdrawal abroad
- A fee in the amount of 150 MKD shall be charged for issuance of a new PIN
- A fee in the amount of 300 MKD shall be charged for re-issuance of a new card, provided that the old card has been damaged, lost or stolen
- A fee in the amount of 150 MKD shall be charged for re-issuance of a new card upon a change of the holder’s name or surname
A fee in the amount of 1,000 MKD shall be charged to the Denar account for a card retained in an ATM abroad.
Documents
- Personally filled-in and signed application form for MasterCard TOPSI debit card
- Valid ID
