Payment Operations
Domestic payment operations
Domestic payment operations
General information
When opening of an account in Stopanska Banka, you are eligible for a range of cost efficient and easy to use services, which is due to the fact that:
- The Bank has a wide network of branches
- Payment transactions are possible from any location of Stopanska Banka AD - Skopje
- Transactions and the account balance checking can be done via electronic banking
- If the transaction is done between two accounts in the bank, payment can be done in real time, i.e. immediately. Since, Stopanska Banka holds more than 30% of the accounts of registered legal entities that are active in the local payment operations it thus provides a quick realization of your payment transactions and use of funds
- Standing orders can be made.
- Payment transactions can be prioritized
- Framework revolving loans can be approved for the account for domestic payment operations
- We use the integrated information system GLOBUS that enables online management of all your accounts
- We offer VISA Business cards
- We provide banking operations counseling
Payment schedule
The Client is obliged to inform the bank about all status, address and other changes within three days from the day of the changes.
| Payments within a day |
Accepting payment orders |
Processing time |
| KIBS | Every working day from 8:00 until 13:30 o'clock |
No later than 14:20 o'clock on the same day |
| MIPS | Every working day from 8:00 until 15:30 o'clock |
No later than 16:30 o'clock on the same day |
| Internal payment system of STB | Every working day from 8:00 until 18:00 o'clock, Saturdays until 12:30 |
No later than 19:00 o'clock on the same day |
| Cash deposits |
Every working day from 8:00 until 13:00 o'clock Every working day from 13:00 until 18:00, amounts up to 100.000 MKD Every working day from 13:00 until 18:00, amounts above 100.000 MKD |
Immediately The following working day |
| Cash disbursement |
Every working day from 8:00 until 14:30 o'clock |
|
| Cash disbursement for budget users | Every working day from 8:00 until 13:00 o'clock |
Fees and commissions
Fees and commissions for the services of STOPANSKA BANKA in domestic payment operations
| Payment system | Hard copy payment order |
e-banking | |
|
Non-Cash payments - KIBS
|
1-10.000 MKD over 10.000 MKD |
50,00 MKD per order 55,00 MKD per order |
20,00 MKD per order 24,00 MKD per order |
| Non-Cash payments - MIPS | 290,00 MKD per order | 120,00 MKD per order | |
|
Non-Cash payments - INTERNAL
|
1-10.000 MKD above 10.000 MKD |
35,00 MKD per order 40,00 MKD per order |
9,00 MKD per order 11,00 MKD per order |
| Non-cash fund transfers - form PP53 | internal - 5,00 MKD KIBS- 19,00 MKD MIPS- 85,00 MKD |
||
| Payment system |
Turnover |
Cash Transactions |
|
| Depositing daily turnover before 12:00 o'clock | no fee |
| Cash deposits | 0.15%, not less than 50,00 MKD |
| Cash disbursement | 0.5%, not less than 50,00 MKD |
| Cash deposits to a treasury account through KIBS | 0,15% from the amount, minimum 70,00 MKD |
| Cash deposits to a treasury account through MIPS | 255,00 MKD |
Account Management |
|
| Debt turnover from 0,00 to 500.000,00 MKD | 400,00 MKD monthly |
| Debt turnover from 500.001,00 to 1.000.000,00 MKD | 600,00 MKD monthly |
| Debt turnover above 1.000.000,00 MKD | 1.100,00 MKD monthly |
| for preparation of statements | 10,00 MKD per statement |
| preparation and delivery of data from a statement with a bookkeeping file | 10,00 MKD per statement |
| activation of inactive account | 500,00 MKD |
| closing an account upon request | 0,00 MKD |
| administration, hosting and keeping documents and data | 1.000,00 MKD |
| closing an account because of the law | up to the balance, maximum 1.000,00 MKD |
| Issuing a confirmation for the account | 150,00 MKD per confirmation paper |
| transcript of a statement for a past time frame for the previous year | 50,00 MKD per statement |
| transcript of a statement for a past time frame for several years in the past | 100,00 MKD per page |
| Transcript of a payment order | 250,00 MKD |
| Production and issuing of a second card | 50,00 денари |
Reception, processing and execution of executive, court and other enforcement decisions |
|
| Reception and processing of the decision | 1,500,00 MKD per document |
| Account blocking | 200,00 MKD per document |
| Account de-blocking | 200,00 MKD per document |
| Interest list calculation | 130,00 MKD per page |
| Report issuing with data from the enforced collection per request, in accordance to the regulations | 500,00 MKD per document |
Domestic payments through a web app for individuals |
|
| Opening an account in ERTS | no fee |
| Payments within the bank system | no fee |
| Payments via KIBS | up to 10.000,00 MKD = 9,00 MKD |
| Payments via KIBS | above 10.001,00 MKD = 12,00 MKD |
| Payment via MIPS using NBRSM system | 100,00 MKD |
| Digital token certificate on a smart card | 1.900,00 MKD |
PROMOTION
24 hours CONTACT CENTER
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