

Payment Operations
Domestic payment operations
Domestic payment operations
General information
When opening a payment account in Stopanska Banka, you are eligible for a range of cost efficient and easy to use services, which is due to the fact that:
- The Bank has a wide network of branches
- Payment transactions are possible from any location of Stopanska Banka AD - Skopje
- Transactions and the account balance checking can be done via electronic banking
- If the transaction is done between two accounts in the bank, payment can be done in real time, i.e. immediately. Since, Stopanska Banka holds more than 30% of the payment accounts of registered legal entities that are active in the local payment operations it thus provides a quick realization of your payment transactions and use of funds
- Standing orders can be made.
- Payment transactions can be prioritized
- Framework revolving loans can be approved for the account for domestic payment operations
- We use the integrated information system GLOBUS that enables online management of all your accounts
- We offer Business cards
- We provide banking operations counseling
Payment schedule
The Client is obliged to inform the bank about all status, address and other changes within three days from the day of the changes.
Payments within a day |
Accepting payment orders |
Processing time |
KIBS | Every working day from 8:00 until 13:30 o'clock |
No later than 14:20 o'clock on the same day |
MIPS | Every working day from 8:00 until 15:30 o'clock |
No later than 16:30 o'clock on the same day |
Internal payment system of STB | Every working day from 8:00 until 18:00 o'clock, Saturdays until 12:30 |
No later than 19:00 o'clock on the same day |
Cash deposits |
Every working day from 8:00 until 13:00 o'clock Every working day from 13:00 until 18:00, amounts up to 100.000 MKD Every working day from 13:00 until 18:00, amounts above 100.000 MKD |
Immediately The following working day |
Cash disbursement |
Every working day from 8:00 until 14:30 o'clock |
|
Cash disbursement for budget users | Every working day from 8:00 until 13:00 o'clock |
Fees and commissions
Fees and commissions for the services of STOPANSKA BANKA in domestic payment operations
Payment system | Hard copy payment order |
e-banking | |
Non-Cash payments - KIBS
|
1-10.000 MKD over 10.000 MKD |
50,00 MKD per order 55,00 MKD per order |
20,00 MKD per order 24,00 MKD per order |
Non-Cash payments - MIPS | 290,00 MKD per order | 120,00 MKD per order | |
Non-Cash payments - INTERNAL
|
1-10.000 MKD above 10.000 MKD |
35,00 MKD per order 40,00 MKD per order |
9,00 MKD per order 11,00 MKD per order |
Non-cash fund transfers - form PP53 | internal - 5,00 MKD KIBS- 19,00 MKD MIPS- 85,00 MKD |
Payment system |
Turnover |
Cash Transactions |
|
Depositing daily turnover before 12:00 o'clock | no fee |
Cash deposits | 0.15%, not less than 50,00 MKD |
Cash disbursement | 0.5%, not less than 50,00 MKD |
Cash deposits to a treasury account through KIBS | 0,15% from the amount, minimum 70,00 MKD |
Cash deposits to a treasury account through MIPS | 255,00 MKD |
Account Management |
|
Debt turnover from 0,00 to 500.000,00 MKD | 400,00 MKD monthly |
Debt turnover from 500.001,00 to 1.000.000,00 MKD | 600,00 MKD monthly |
Debt turnover above 1.000.000,00 MKD | 1.100,00 MKD monthly |
for preparation of statements | 10,00 MKD per statement |
preparation and delivery of data from a statement with a bookkeeping file | 10,00 MKD per statement |
activation of inactive account | 500,00 MKD |
closing an account upon request | 0,00 MKD |
administration, hosting and keeping documents and data | 1.000,00 MKD |
closing an account because of the law | up to the balance, maximum 1.000,00 MKD |
Issuing a confirmation for the account | 150,00 MKD per confirmation paper |
transcript of a statement for a past time frame for the previous year | 50,00 MKD per statement |
transcript of a statement for a past time frame for several years in the past | 100,00 MKD per page |
Transcript of a payment order | 250,00 MKD |
Production and issuing of a second card | 50,00 денари |
Reception, processing and execution of executive, court and other enforcement decisions |
|
Reception and processing of the decision | 1,500,00 MKD per document |
Account blocking | 200,00 MKD per document |
Account de-blocking | 200,00 MKD per document |
Interest list calculation | 130,00 MKD per page |
Report issuing with data from the enforced collection per request, in accordance to the regulations | 500,00 MKD per document |
Domestic payments through a web app for individuals |
|
Opening an account in ERTS | no fee |
Payments within the bank system | no fee |
Payments via KIBS | up to 10.000,00 MKD = 9,00 MKD |
Payments via KIBS | above 10.001,00 MKD = 12,00 MKD |
Payment via MIPS using NBRSM system | 100,00 MKD |
Digital token certificate on a smart card | 1.900,00 MKD |
For further information, please contact