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Deposits in Stopanska Banka AD - Skopje


Interest rates for MKD and FCY deposits 

Stopanska Banka AD – Skopje is the Bank with the longest tradition on the Macedonian market. Apart from the tradition of growth, development and success, the Bank as a member of the largest group in South-Eastern Europe offers you security and stability for your deposits and competitive advantage for your business.

Invest your money in secure deposits with competitive interest rates, flexible term periods according to your needs and capabilities. The term deposits and the products that we offer are completely adapted to your needs and requirements, which are constantly monitored and implement in our operations.

Who can use these deposits?
Legal entities, i.e. micro, small and medium companies, corporations, associations and public institutions. 

Тype of deposits?
• MKD deposits and 
• FCY deposits

Deposits can be purpose or non-purpose deposits. 

What should you know? 

Deposit amount: Unlimited

Time deposit period:
For MKD deposits: sight deposits, short-term up to 1 month and time deposit periods from 1 month to 60 or more months.
For FCY deposits: from 1 month to 24 or more months.

Interest rate:
Interest rates for all types of MKD deposits are determined according to the Decision on interest rates of Stopanska banka AD – Skopje.
It is important to be mentioned that the interest rate differs depending to the time deposit period and the deposited amount. 
For MKD deposits over MKD 5,000,000.00 we negotiate the interest of the deposit.

Disbursement of interest:
Disbursement of interest is completed on the maturity date of the deposit or monthly, according to the clients requests. 

Disposing with the deposited funds:
For all types of time deposits, the disposal of funds can be done at the moment of maturity of deposit, i.e. by finishing the time deposit period or in advance according to the Bank terms and conditions. For sight deposits, the client can dispose with the funds for unlimited time period at any moment.