header image header image

Medium and large businesses

Short-term and medium-term loans for working capital financing


Specifications


Purpose

For financing both current and/or permanent working capital


Currency

In MKD or any foreign currency



Duration and repayment

Up to 1 year for financing current assets
Up to 3 years for financing permanent working capital
Optional repayment in equal monthly installments or as  a bullet payment


Security

Acceptable security consists of real estate, movable assets, bank guarantee, corporate guarantee, bills of exchange, cash cover and other assets as agreed with the Bank.


Price Terms

Dependent upon the agreement between the Bank and the respective company and depending on the company’s creditworthiness, its credit history, the type and the other terms of the placement, as well as the type and the scope of the overall cooperation.


Documents required

Long-term loans for investment financing

Specifications


Purpose
Financing investments


Currency
In MKD or any foreign currency


Duration and repayment
Up to 10 years
Optional grace period included in the repayment term
Equal monthly payments or payments agreed in line with the planned course of the investment


Security
Acceptable security comprises of real estate, movable assets, bank guarantee, corporate guarantee, bills of exchange, cash cover and other assets as agreed with the Bank.


Price Terms
Dependent upon the agreement between the Bank and the respective company and depending on the company’s creditworthiness, its credit history, the type and the other terms of the placement, as well as the type and the scope of the overall cooperation


Documents required

Credit line on revolving basis



Specifications



Purpose
Financing the working capital needs

Currency
In MKD or any foreign currency

Duration and repayment
Up to 10 years of validity, subject to annual review
Repayment up to 12 months, depending on the  company's cash flows
Optional repayment in equal monthly installments

Security
Acceptable security comprises of real estate, movable assets, bank guarantee, corporate guarantee, bills of exchange, cash cover and other assets as agreed with the Bank.

Price Terms
Dependent upon the agreement between the Bank and the respective company and depending on the company’s creditworthiness, its credit history, the type and the other terms of the placement, as well as the type and the scope of the overall cooperation

Documents required

Account Overdraft

Specifications


Purpose
Financing the working capital needs

Currency
In MKD

Duration and repayment
Up to 10 years of validity, subject to annual review
Repayment schedule based on the inflow on the MKD account in the bank

Security
Acceptable security comprises of real estate, movable assets, bank guarantee, corporate guarantee, bills of exchange, cash cover and other assets as agreed with the Bank.

Price Terms
Dependent upon the agreement between the Bank and the respective company and depending on the company’s creditworthiness, its credit history, the type and the other terms of the placement, as well as the type and the scope of the overall cooperation

Documents required

Search

Faq

24 hours CONTACT CENTER

For further information, please contact

Веб-страницата на Стопанска банка АД - Скопје користи „колачиња“ кои собираат податоци за корисниците. Овие податоци помагаат на Банката да обезбеди подобро корисничко искуство, како и подобра функционалност на услугите и веб-страницата. Со одбирање на опцијата „Ги прифаќам сите колачиња“ давате согласност за начинот на кој ги користиме „колачињата“. За други опции, одете во „Поставки за колачиња“. Дополнително, користењето на веб-страницата на СБ не е условена од прифаќањето на колачињата иако на тој начин одредени процеси може да не бидат технички оптимизирани за вашето лично корисничко искуство.