DENAR PAYMENT OPERATIONS
Stopanska Banka AD - Skopje, in its wide variety of products and services, offers opening and administrating of your accounts for performance of all denar transactions in the local payment operations.
By opening an account with Stopanska Banka you have selected a bank that provides you to pay the clients by the following:
- Internal payment operations (payment between participants in SB's system). Payments in this system are enforceable at the moment of submission of a payment order. The user of the fund can use the funds, right away,
- External or inter-banking payment operations (payment between participants that are of two different banks) that is executed through two systems of settling, as follows:
- Central Bank Settling System i.e. MIPS (Macedonian Inter- banking Payment System) that works on gross principle in real time. In this system we realize payments in amounts of over MKD 1,000,000.00 or payments under that amount, having treatment of urgent payments, whereat funds are processed towards the user, and
- Clearing House Settling System, i.e. KIBS (Clearing Inter-banking System). These payments are enforceable at the end of the calculation period (at the end of the day). This system is used for realization of orders up to MKD 1,000,000.00.