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2024 Q1 Results

25. 4. 2024


2024 Q1 Results


Stopanska banka AD - Skopje continues with solid performance in Q1’24.
Pre-provision income amounts to €21.9m, 17% higher vs. same period last year. Maintaining the high-prudential approach in the asset quality, the Bank allocated provisions on net amount of €6.3m. The pre-tax profit as of 31.03.2024 amounts to €15.6m, higher by 23 % vs. last year. This result is due to the increased income from all positions of the business activities.

Net interest income amounts to €25.5m and is higher by 21% Vs. same period last year due to increased lending activities and increased liquid assets.

Net fees amounted to €3.5m, also higher than last year by 3%, due to increased transactions in fund transfer and card operations.

The total assets of the Bank are €2.103m.

The capital and reserves amount €433m, higher by 3%. In the mentioned period the Bank re-allocated €40m from the previous year’s retained earnings into restricted earnings for future dividend distribution to shareholders, thus increasing the own funds and the capital adequacy ratio to 19 %.

In the upcoming period the Bank is expected to continue fulfilling the business activities according to the business plan and the full orientation of the Bank will be in support of the clients, prudent management with the risks and maintaining the high stability and efficiency in all segments of operations. The Bank will continue with the realization of the existing projects, especially in digitization and in offering new services to clients. The focus remains on the business-as-usual activities, as well. Keeping the leading market position of ~27% in lending and further increasing is one of the prime goals.

This year the Bank celebrates its 80th anniversary therefore many events, novelties, and surprises for the benefit of the clients, other stakeholders, and the broader community will be realized.

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Веб-страницата на Стопанска банка АД - Скопје користи „колачиња“ кои собираат податоци за корисниците. Овие податоци помагаат на Банката да обезбеди подобро корисничко искуство, како и подобра функционалност на услугите и веб-страницата. Со одбирање на опцијата „Ги прифаќам сите колачиња“ давате согласност за начинот на кој ги користиме „колачињата“. За други опции, одете во „Поставки за колачиња“. Дополнително, користењето на веб-страницата на СБ не е условена од прифаќањето на колачињата иако на тој начин одредени процеси може да не бидат технички оптимизирани за вашето лично корисничко искуство.