• Extra interest for the 13 th month • 5.7% annual interest rate for FC time deposit from 30.06.2008 until 31.08.2008 with monthly capitalization of interest • Nominal interest rate 5.1%
• MKD 0 for notary costs and appraisal until the end of August 2008 • Guaranteed interest rate for the first 3 years • Increased credit limit and repayment period
• Possibility for refinancing of your mortgage loans • NO early prepayment fee in case of loan repayment with own funds
MICRO BUSINESS PACKAGE Realize your business plans NOW!
• The best micro business loans with REDUCED INTEREST RATES until the end of September • Regular interest rate shall be applied after the expiry of the promotional period which lasts from 4 to 6 months depending on the loan product • Select the product which fits your business the best and use this unique offer
• 7.9% p.a. by the end of the year for all new approved or submitted applications in the period 07.05 - 31.07.2008
• “2 in 1” for each approved OK loan, possibility for VISA Star credit card, free-of-charge for the first year • NO annual membership fee for the first year of issuance
VISA STAR CREDIT CARD!
WITH VISA Star SHOP MORE, GET MORE
• 1% BONUS for you for each transaction until the end of September • Payment up to 36 monthly installments INTEREST FREE with the partners in the merchant network
• Minimum monthly repayment – only 5% of the total debt • Free of charge for the first year of utilization
• No fee regarding payment in the merchant network
• Quick and easy - 24 hours a day: power, central heating, water supply, fixed phones, cell phones, loan installments, cards, all types of taxes, account-to-account payments etc. • Free of charge • No waiting in rows in front of teller-windows • Any time during the day • Safe and reliable
Savings deposit means security and stability. But, the savings deposit with Stopanska Banka means even more. By our 12/13 time deposit, in MKD or EUR, you receive: • Extra interest for the 13 th month • Competitive interest rates • Security and reliability of a stable bank
•Interest rate of 6.50% (fixed for 1 year, and variable interst rate for the remaining period) • Repayment of only EUR 4.5 daily (for a loan of EUR 12,000 with foreign currency clause and 10 years repayment period) • Simple procedure without endorsers and pre-approval within 24 hours • Apply immediately in one of our sub-branches
It is Stopanska Banka AD - Skopje, sixty years of continuous changes, growth and development in accordance with the requirements and challenges of time.