Demand deposits

The sight deposit has the following characteristics:
- There is no limit for the deposited amount;
- There is no specific period for placing the funds;
- The client has unrestrained access to the funds.

Term deposit

The term deposit is a denar term deposit that can be placed for a period ranging from 1 month up to 36 months or more.

This type of deposit has the following characteristics:

- Most transparent determination of the interest rates in accordance with the movements on the markets;

- The interest is paid on the maturity date;

- The interest rate of this type of deposit is determined ( and changed ) in accordance with the current enactments of Stopanska Banka AD-Skopje, i.e. the Decision on the interest rates of Stopanska Banka AD-Skopje , and differs depending on the period and the deposited amount ;

- The term deposits can be deposited for periods of 1,2,3,6,12,24 and 36 months , or by an agreement, in the following ranges:
     .  Up to MKD 1,000,000.00
     .  From MKD 1,000,000.50-5,000,000.00
     .  From MKD 5,000,000.50-10,000,000.00
     .  Over MKD 10,000,000.50.

Term deposit with monthly payment of the interest

The term deposit with monthly payment of the interest can be deposited for a period from 1 month up to 36 months.

The main characteristic of this type of deposit is the monthly payment of the interest, not depending on the length of the period.

Term deposit with fixed interest rate

This type of deposit has the following characteristics:

- The funds can be deposited for a period ranging from 1 day up to 3 months,

- The interest rate will not be changed during the period of the term deposit .

Contact telephone number: 02 3295 217