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CONTACT INFORMATION:
STOPANSKA BANKA AD - SKOPJE

 

24 hours CONTACT CENTER (02) 3100 109

 

address:
11 Oktomvri 7, 1000 Skopje, Republic of Macedonia

fax:
+ 389 (02) 3114 503 

e-mail:
kontaktcentar@stb.com.mk

 


Consumer loans

SURVEY OF APR for UNSECURED CONSUMER LOANS IN THE AMOUNT OF EUR 250 - 5,000

Category of clients

SB payroll clients
SB pensioners/ SB clients with good credit history 36 MOB
Other clients

Currency

MKD

 Nominal fixed IR for first 12 months

6.00%

6.00%

6.00%

Nominal IR for the rest of the period

10.13% 11.25% 11.25%

Repayment period in months

36 72 36 72 36 72

APR

9.57% 9.94% 10.10% 10.76% 10,10%  10.76%

 

APR FOR UNSECURED CONSUMER LOANS IN THE AMOUNT of EUR 5001-EUR 15.000

Category of clients

SB payroll clients SB pensioners/ SB clients with good credit history 36 MOB
 Other clients 

Currency

MKD

 Nominal FIR for first  12 months

6.00%

6.00%

6.00%

Nominal IR for the rest of the period

9.23% 10.25% 10.25%

Repayment period in months

60 96 60 96 60 96

APR

9.24% 8.00% 9.93% 10.16% 9.93% 10.16%

 

APR FOR UNSECURED CONSUMER LOANS IN THE AMOUNT OF EUR 250 - 15,000

Category of clients

SB payroll/pensioners/clients with  good credit history 36 MOB

Currency

EUR

Nominal interest rate

     7,62%

Repayment period in months

48 72 96

APR

7.91% 7.91%

7.91%

 

*APR FOR UNSECURED CONSUMER LOANS VIA MERCHANTS

Currency

MKD

Nominal interest rate

11.25%

Repayment period in months

24 48 72

APR

13.74% 12.84% 12.54%

*Examples are based on the amount disbursed  by MKD 61,000

Annualized Percentage Rates (APR) for Consumer Loans secured with mortgage

Category of clients
SB payroll clients
Other clients
Currency EUR
Nominal FIR first 36 months 5.50% 6.00%
Nominal VIR from 37th instalment 6.48% 7.20%
Loan tenor in months 120 180 240 120 180 240
APR 6,47% 6,51% 6,54% 7,23% 7,27% 7,29%
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