Stopanska Banka AD - Skopje

•  Revolving loan, with application once-off

Working and permanent working capital needs

Up to EUR 50,000

MKD

MKD 13% p.a. floating

Unlimited, if the customer is regular in the repayment

Client gyro account

•  Application fee  600MKD,  (once-off, upfront)
•  Management fee: 1% annually (upfront)  
•  Appraisal fee: 5.000MKD, only for the first appraisal
•  Early closing fee, NONE

•  Request signed by companie ‘s manager
•  Registration document from the Central Register, not older than 6 months                                              
•  Authorized signature form certified by a notary public
•  Official financial statements for the last 3 years (if the company is active 2 years, then it’s needed financials for the 2  years)   

• Original Registration document from the Central Register , not older than 14 days

• Original valid title deed (the latest date for the notary)                   

• The original certificate from the Cadastre, that property is not under mortgage                                                       

• The original certificate that the firm is not in bankruptcy             

•  The original confirmation that the firm doesn’t have liquidation procedure 

• Statement for (non)relation with the Bank (the Bank gives the form) 

•  Statement and/ Decision on obligation for the facility,  establishing collateral, issuing bills of exchange and authorizing a person to sign the agreement, bills of exchange and notary public deeds
•  Blanco bill of exchange with statement signed by

the company’s manager (The Credit committee can

request  guaranteed bills of exchange)