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  Services


Stopanska Banka AD – Skopje provides you with utilization of services electronically in a quick, efficient and safe manner on a 24-7 basis WITHOUT YOUR PRESENCE AT BANK'S TELLER-WINDOWS.
You can use the following services:

» Balance monitoring

» Daily transactions monitoring

» Statement receipt

» Payments - individuals

» Payments – legal entities

» Information on unrealized checks number

» Information on the amount and date of expiration of the granted checking account overdraft

» Other information


•  Balance monitoring

You can easily monitor your overall financial condition by monitoring the current balance of your MKD and FCY accounts at any time and any place you have Internet access from.

•  Daily transactions monitoring

You can check the inflows and outflows for all your MKD and FCY accounts in the current day from the moment of their execution.

•  Statement receipt

You can receive statements of all your MKD and FCY accounts from the moment of your being signed in the e-banking service.
You may print out each statement or receive it as a file for connection with your records.

•  Payments - individuals

Payments may be made from your MKD checking account.

You can use the e-banking services for the following payments:

- bills for power, water supply, central heating, telephone, cell phone, cable TV etc.
- liabilities to SB and other banks (mortgage loan installment, consumer loan installment, safe-deposit box services, credit card-based debts etc.)
- taxes and contributions

So that to use the payment service, SB will give you a CD with your digital certificate that you should install on your computer, where you will execute payments from. Regarding installations on a network-connected computer, you will need assistance from your network administrator.
The digital certificate replaces your signature, and hence each payment sent to be realized to the Bank should be signed by your digital certificate.

•  Payments – legal entities

Payments may be made from your MKD account for regular operations.
You can pay all your liabilities thru the e-banking service.

Each person-signatory of your account will receive USB token with digital certificate to use SB payment service.
The digital certificate replaces the signature, and thus each payment sent for realization to the Bank should be signed by one or two digital certificates depending on the signing mode (individually or collectively).

•  Information on unrealized checks number

You can obtain information on unrealized checks along with their serial numbers in real time so that you can make timely records.

•  Information on the amount and date of expiration of the granted checking account overdraft

You can obtain information on the amount and date of expiration of the granted checking account overdraft so that you can timely undertake activities for its extension.