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CONTACT INFORMATION:
STOPANSKA BANKA AD - SKOPJE

 

24 hours CONTACT CENTER (02) 3100 109

 

address:
11 Oktomvri 7, 1000 Skopje, Republic of Macedonia

fax:
+ 389 (02) 3114 503 

e-mail:
kontaktcentar@stb.com.mk

 


 

 

CHARACTERISTIC OF AUTO BUSINESS LOAN FOR SMALL BUSINESS COMPANIES

 

Comparative advantages

• Flexible loan for micro and small companies

• Simple procedure for approval

• Competitive interest rates

 

Purpose

Purchasing new commercial vehicles

Amount Up to EUR 200,000
Currency

MKD/EUR

Repayment period

Up to 8 years

Grace period Up to 1 year
Collateral

Casco insurance policy  of the commercial vehicle in favor of SB

Repayment

Monthly or quarterly annuities / installments 

Annual interest rates 
  • EUR:   7.5%
  • MKD: 10.5% 
Participation Min. 20%
Expenses
  • 1,000 MKD application fee, once off (in advance)
  • 2% management fee, once off (in advance)
  • 2% early closing fee
Credit criteria
  • Legal entities registered in R Macedonia
  • Profitable company 
  • Creditworthiness  of the company analysed by credit officer of the Bank
Required documentation for application
  • Application for Auto business loan
  • Original registration document and authorised signature from the Central Register
  • Official financial statements for the last 3 years
  • Interim financial statement
  • (Pro) invoice for commercial vehicle which is subject of purchasing 

July, 2011

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